Facing bank fraud charges in Anne Arundel County? Under 18 U.S.C. § 1344, bank fraud carries up to 30 years in federal prison. Law Offices Of SRIS, P.C. has 4,739+ documented case results firm-wide. A Bank Fraud Lawyer Anne Arundel County from our firm can build your defense. Contact us today.
Understanding Bank Fraud Under Federal Law
Last verified: April 2026 | District Court of MD for Anne Arundel County | 18 U.S.C. § 1344 (official U.S. Code)
Bank fraud is a federal offense defined under 18 U.S.C. § 1344. It involves knowingly executing a scheme to defraud a financial institution or to obtain money, assets, or credit under the custody of a financial institution through false or fraudulent pretenses. A Bank Fraud Lawyer Anne Arundel County understands that these cases are prosecuted by the U.S. Attorney’s Office for the District of Maryland, often investigated by the FBI, IRS-CI, or Secret Service. The penalties are severe, and a conviction can result in significant prison time, fines, and restitution. A federal bank fraud defense lawyer Anne Arundel County can help you understand the specific allegations against you and the potential defenses available under federal law.
External Citation Links
For the official federal statute, see 18 U.S.C. § 1344 (official U.S. Code). For information on the U.S. District Court for the District of Maryland, visit U.S. District Court for the District of Maryland (official court website).
Insider Procedural Edge: What to Expect in Anne Arundel County Federal Court
In Anne Arundel County, federal bank fraud cases begin with a grand jury indictment. The U.S. Attorney’s Office in the Greenbelt or Baltimore division handles prosecution. Your first appearance will be at the U.S. District Court for the District of Maryland. Pretrial motions, discovery, and plea negotiations follow. A financial institution fraud lawyer Anne Arundel County can guide you through each step.
- Step 1: Contact a Bank Fraud Lawyer Anne Arundel County immediately upon learning of an investigation.
- Step 2: Do not speak to investigators without counsel present.
- Step 3: Your attorney will review the indictment and discovery materials.
- Step 4: File pretrial motions to suppress evidence or dismiss charges.
- Step 5: Negotiate with the U.S. Attorney’s Office for a plea or dismissal.
- Step 6: Prepare for trial or sentencing if no resolution is reached.
Penalty Table for Bank Fraud
In Anne Arundel County, bank fraud under 18 U.S.C. § 1344 carries up to 30 years in federal prison and fines up to $1,000,000.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Bank Fraud (18 U.S.C. § 1344) | Federal Felony | Up to 30 years | Up to $1,000,000 | N/A (federal) | Restitution, supervised release, asset forfeiture |
Results may vary. Prior results do not guarantee a similar outcome.
Why Choose Law Offices Of SRIS, P.C. for Your Bank Fraud Defense?
Law Offices Of SRIS, P.C. was founded in 1997 by former prosecutor Mr. Sris. The firm has over 120 years of combined legal experience and has handled 4,739+ documented case results with over 93% favorable outcomes firm-wide. Mr. Sris personally amended Va. Code § 20-107.3, demonstrating the firm’s deep legal experience. Our team includes Mr. Sris, who brings decades of federal criminal defense experience to every case.
Case Results
SRIS actively practices here — firm-wide, SRIS has handled 4,739+ documented case results with over 93% favorable outcomes.
Results may vary. Prior results do not guarantee a similar outcome.
Local Presence in Anne Arundel County
Our Rockville/MD location serves clients at Anne Arundel County courts. We are accessible via I-97, I-695, Route 2, Route 3, Route 50, and Route 301. We serve Annapolis, Glen Burnie, Severna Park, Crofton, Odenton, Pasadena, Arnold, Gambrills, and Millersville.
24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Toll-Free: (888) 437-7747 | Local: (888)-437-7747
199 E. Montgomery Ave, Suite 100, Room 211, Rockville, MD 20850
By appointment only.
Frequently Asked Questions About Bank Fraud in Anne Arundel County
What is the statute of limitations for bank fraud in Anne Arundel County?
Yes, the statute of limitations for bank fraud under 18 U.S.C. § 1344 is 10 years from the date of the offense.
The federal statute of limitations for bank fraud is 10 years. This means the government must indict you within 10 years of the alleged crime. A Bank Fraud Lawyer Anne Arundel County can verify the timeline in your case.
Can I get bail for a bank fraud charge in Anne Arundel County?
It depends. Bail is possible but not guaranteed. The court considers flight risk and danger to the community.
In federal court, the judge decides bail based on factors like the amount of loss, your criminal history, and ties to the community. A federal bank fraud defense lawyer Anne Arundel County can argue for your release under conditions.
What is the difference between bank fraud and wire fraud?
Bank fraud targets financial institutions, while wire fraud involves electronic communications across state lines.
Bank fraud under 18 U.S.C. § 1344 specifically requires a scheme to defraud a bank or financial institution. Wire fraud under 18 U.S.C. § 1343 involves using wires, radio, or television for fraud. A financial institution fraud lawyer Anne Arundel County can explain which charge applies.
How long does a federal bank fraud case take in Anne Arundel County?
Typically 6 to 18 months from indictment to resolution, but complex cases can take longer.
The Speedy Trial Act requires trial within 70 days of indictment, but continuances are common. Complex fraud cases involving multiple defendants or large financial records can extend to 2-3 years. A Bank Fraud Lawyer Anne Arundel County can provide a timeline estimate.
Can bank fraud charges be dismissed in Anne Arundel County?
Yes, charges can be dismissed if the government cannot prove intent or if evidence was obtained illegally.
Dismissal is possible through pretrial motions challenging the sufficiency of the indictment, illegal search and seizure, or lack of intent. A federal bank fraud defense lawyer Anne Arundel County can file these motions to seek dismissal.