Facing federal bank fraud charges in Maryland? Under 18 U.S.C. § 1344, bank fraud carries up to 30 years in federal prison. Law Offices Of SRIS, P.C. provides a Bank Fraud Lawyer Maryland with 4,739+ documented case results firm-wide. Former prosecutors on staff. Consultation by appointment.
What Is Bank Fraud Under Federal Law?
Bank fraud is defined under 18 U.S.C. § 1344 as knowingly executing or attempting to execute a scheme to defraud a financial institution or obtain property owned by a financial institution through false pretenses. The statute covers check kiting, loan fraud, mortgage fraud, and wire fraud involving banks. A federal bank fraud defense lawyer Maryland understands that the government must prove intent to defraud and that the scheme involved a federally insured bank. The USAO District of Maryland prosecutes these cases in the U.S. District Court for the District of Maryland (Baltimore/Greenbelt divisions).
Last verified: April 2026 | U.S. District Court for the District of Maryland | Official Court Website
Key Legal References
- 18 U.S.C. § 1344 — Bank Fraud Statute (official U.S. Code)
- U.S. District Court for the District of Maryland (official court website)
Insider Perspective on Federal Bank Fraud Cases in Maryland
Federal bank fraud cases in Maryland are investigated by the FBI, IRS-CI, and HSI. Grand jury indictments are common. Arraignment occurs in U.S. District Court for the District of Maryland. Pretrial motions, discovery, and plea negotiations follow. Sentencing is under advisory guidelines.
- Step 1: Contact a Bank Fraud Lawyer Maryland immediately upon learning of a federal investigation.
- Step 2: Do not speak to investigators without counsel present.
- Step 3: Preserve all documents and records related to the alleged scheme.
- Step 4: Your attorney will negotiate with the USAO for a pre-indictment resolution.
- Step 5: If indicted, prepare for arraignment and pretrial motions.
- Step 6: Evaluate plea offers against trial risks with your lawyer.
In Maryland, federal bank fraud under 18 U.S.C. § 1344 carries up to 30 years imprisonment, fines up to $1,000,000, and restitution.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Bank Fraud (18 U.S.C. § 1344) | Federal Felony | Up to 30 years | Up to $1,000,000 | None specific | Restitution, asset forfeiture, supervised release |
Results may vary. Prior results do not guarantee a similar outcome.
Why Choose Law Offices Of SRIS, P.C. for Your Bank Fraud Case?
Founded in 1997 by former prosecutor Mr. Sris, Law Offices Of SRIS, P.C. brings over 120 years of combined legal experience. The firm has handled 4,739+ documented case results firm-wide across VA, MD, NJ, NY, and DC, with a 93%+ favorable outcome rate. Mr. Sris personally amended Va. Code § 20-107.3 (equitable distribution statute). The firm’s tagline: “Advocacy Without Borders.”
Case Results
No verifiable case result is available for this jurisdiction/topic. Firm-wide, Law Offices Of SRIS, P.C. has handled 4,739+ documented case results with a 93%+ favorable outcome rate across VA, MD, NJ, NY, and DC.
Results may vary. Prior results do not guarantee a similar outcome.
Our Maryland Location
Our Rockville/MD location serves clients at U.S. District Court for the District of Maryland, accessible via I-270, I-495, and Route 355. We serve Rockville, Bethesda, Silver Spring, Gaithersburg, Germantown, Wheaton, Kensington, Potomac, Olney, Damascus, Clarksburg, Takoma Park, and Chevy Chase. Bank fraud lawyer near Montgomery County — 24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Toll-Free: (888) 437-7747 | Local: (888)-437-7747
199 E. Montgomery Ave, Suite 100, Room 211, Rockville, MD 20850, United States
By appointment only.
Frequently Asked Questions About Bank Fraud in Maryland
Do I need a lawyer for a federal bank fraud investigation in Maryland?
Yes. Federal bank fraud carries up to 30 years in prison. An attorney can negotiate with the USAO before charges are filed.
What is the difference between bank fraud and wire fraud?
Bank fraud specifically targets financial institutions under 18 U.S.C. § 1344. Wire fraud involves electronic communications under 18 U.S.C. § 1343.
Can bank fraud charges be dismissed before trial?
It depends. Pre-indictment negotiations with the USAO may lead to declination. After indictment, dismissal requires a successful pretrial motion.
What should I do if the FBI contacts me about a bank fraud investigation?
Do not speak to investigators. Contact a Bank Fraud Lawyer Maryland immediately. Anything you say can be used against you.
How long does a federal bank fraud case take in Maryland?
Typical timelines range from 6 to 18 months. Complex fraud cases involving multiple defendants may take 1 to 3 years.
Related Resources
- Maryland Federal Criminal Defense Lawyer
- Wire Fraud Lawyer Maryland
- Money Laundering Lawyer Maryland
Learn more about Mr. Sris, our lead federal criminal defense attorney.
Last verified: April 2026. Information current as of April 2026. Laws change — contact Law Offices Of SRIS, P.C. at (888) 437-7747 for updated guidance.